Содержание статьи
• Проверка информации о компании «Эсперио»
• Не дайте мошенникам присвоить свои деньги!
• Адрес и стаж как признаки мошенничества Esperio
• Чарджбэк для возврата средств на карту
• Отзывы о «Эсперио»
• Схема развода «Эсперио»
• Заключение
На первый взгляд у компании приличный мультиязычный сайт, а также достаточное количество юридической и прочей информации. Однако стоит начать всерьёз проверять легенду «Эсперио» — как она начинает рассыпаться на глазах.
«Вся Правда» приглашает разобрать компанию по косточкам, заодно потренировавшись выводить подобных лжеброкеров на чистую воду.
Проверка информации о компании «Эсперио»
Кладезем базовых юридических данных являются документы и футер сайта, заполненный очень мелким, слепым шрифтом. Поэтому удобнее обращаться к разделу «Правовая информация», который сослали на третий уровень интернет-ресурса, в категорию «О компании».
Первое, что бросается в глаза в этой самой правовой информации, это отсутствие обоих ключевых для каждого брокера документов:
1. скан-копии свидетельства о регистрации,
2. бланка лицензии на брокерскую деятельность.
Это настораживающий фактор, который сразу понижает степень доверия к Esperio. А ключевые сведения будем выяснять самостоятельно, перепроверяя отрывочную информацию из футера официального сайта и из шапки клиентского соглашения.
Итак, заявлено, что сайтом управляет компания OFG Cap. Ltd с регистрацией на Сент-Винсент и Гренадинах. Это островное офшорное государство давно является прибежищем сомнительных компаний, которые покупают местную регистрацию по вполне доступной цене. Однако для этого нужно предпринять хотя бы минимальный набор действий и подать скромный пакет документов.
Не дайте мошенникам присвоить свои деньги!
Узнайте, как обезопасить свои финансы
Подробнее
Проверить, было ли это сделано на самом деле, легко. Достаточно на сервисе info-clipper или подобном агрегаторе юридических лиц разных стран мира выбрать интересующее государство и ввести название компании. Если результат не найден, значит, такого юрлица в стране не зарегистрировано. Показываем на скриншоте, что брокер лжёт о своей якобы материнской компании (хотя формулировка про управление сайтом не тянет даже на подобный статус). Компания Esperio на островах также не зарегистрирована.
Далее, у брокера обязана быть лицензия на данный вид деятельности. Её выдают финансовые государственные регуляторы: подробнее об этой системе полезно прочитать в соответствующей статье нашего блога. В островном офшоре есть собственный финансовый госрегулятор под названием Financial Services Authority. Самый надёжный и при этом простой способ проверки наличия лицензии следующий: зайти на официальный сайт регулятора и ввести название компании в поиск. Результат отрицательный: ни OFG Cap. Ltd, ни Esperio в FSA не лицензировались. Так что компания не имеет разрешения на финансовую деятельность даже в заявленной стране регистрации, которая, впрочем, тоже оказалась фейковой.
Впрочем, даже в случае легального оформления юрлица и лицензирования по месту регистрации этого недостаточно для работы в правовом поле Российской Федерации. Оказывать брокерские услуги в стране можно исключительно по лицензии Центробанка РФ. Российский регулятор, как и все его иностранные коллеги, призван способствовать прозрачности рынка и ведёт открытые реестры держателей своих допусков и чёрные списки. Поиск по реестрам на сайте ЦБ РФ показывает, что брокер Esperio ему знаком. Он загремел в чёрный список компаний с признаками нелегального профучастника рынка ценных бумаг. Этот корректный термин обозначает лохоброкера: всё-таки не полагается почтенному государственному регулятору такую терминологию использовать.
Обратите внимание на сайты, перечисленные на скриншоте из чёрного списка Центробанка РФ. Видно, что мошенники часто запускают зеркала своего сайта. Этому может быть только одна причина: их блокировка за мошенничество для российских пользователей, которые являются основной целевой аудиторией лжеброкеров.
На момент написания обзора провайдеры РФ пока не перекрыли доступ к. Однако, судя по активности лохоброкера, и эта мера не за горами.
Адрес и стаж как признаки мошенничества Esperio
В ходе проверки информации о компании «Вся Правда» также рекомендует пробивать заявленный на её интернет-ресурсе адрес. Хотя бы через поисковые системы и, особенно, через Гугл-карты. Такой простой метод позволяет отсечь вымышленные координаты, которыми часто прикрываются мошенники, а также полюбоваться на заявленные места головных офисов. Этот простой метод не подвёл и с «Эсперио».
В футере сайта, а также в шапке клиентского договора указан один и тот же адрес на Сент-Винсент и Гренадинах: First Floor, First St. Vincent Bank Ltd Building, James Street, Kingstown. Здание действительно существует, и оно напрямую связано с финансовой системой. Находится в нём ровно то, что мошенники не удосужились вычистить из адреса: First St. Vincent Bank Ltd Building. То есть главный банк страны.
Несмотря на миниатюрность учреждения в карликовом государстве, офшорный банк не бедствует и уж точно не докатился до сдачи в аренду первого этажа здания всяческим проходимцам. Банкам по любым протоколам безопасности запрещается делить помещения с любыми арендаторами, поскольку это создаёт дополнительную уязвимость.
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Seaman rescued after more than 20 hours at sea off Australia’s east coast
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A seaman who fell off a cargo ship survived almost 20 hours at sea before being rescued off Australia’s southeastern coast on Friday, according to emergency services.
The man in his 30s drifted several kilometers in the open sea before he was pulled from the water by a recreational angler, local rescue authorities have said.
He had last been seen aboard Double Delight, a Singapore-flagged bulk carrier, at 11:30 p.m. on Thursday. Details on how he fell from the cargo ship are not immediately available.
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The ambulance service in New South Wales state responded to reports that a seaman had been found at 6:20 p.m. Friday, a spokesperson said. They added that it came from Boatrowers Reserve, near Blacksmiths Beach south of the city of Newcastle.
“The patient, a man in his 30s, was conscious, breathing and alert when assessed by NSW Ambulance paramedics and treated for suspected hypothermia before he was transported to John Hunter Hospital in a serious but stable condition,” NSW Ambulance said in a statement on Friday.
NSW Ambulance paramedic Erin Laughton told CNN’s affiliate 9News that the man was about three-and-a-half kilometers out to sea “waving his arm around” and “bobbing around in the water,” when he was found.
“He was wearing a life jacket, he was conscious, he was able to communicate with us, he was very cold, he was hypothermic and exhausted – he was absolutely exhausted,” she added.
The Australian Maritime Safety Authority (AMSA) said local officials told them earlier in the day the sailor had reportedly gone overboard the previous evening, about 8 kilometers southeast of Newcastle.
The authority said it had deployed water police and marine rescue units for the rescue, as well as two sea vessels and two helicopters.
Seaman rescued after more than 20 hours at sea off Australia’s east coast
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A seaman who fell off a cargo ship survived almost 20 hours at sea before being rescued off Australia’s southeastern coast on Friday, according to emergency services.
The man in his 30s drifted several kilometers in the open sea before he was pulled from the water by a recreational angler, local rescue authorities have said.
He had last been seen aboard Double Delight, a Singapore-flagged bulk carrier, at 11:30 p.m. on Thursday. Details on how he fell from the cargo ship are not immediately available.
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The ambulance service in New South Wales state responded to reports that a seaman had been found at 6:20 p.m. Friday, a spokesperson said. They added that it came from Boatrowers Reserve, near Blacksmiths Beach south of the city of Newcastle.
“The patient, a man in his 30s, was conscious, breathing and alert when assessed by NSW Ambulance paramedics and treated for suspected hypothermia before he was transported to John Hunter Hospital in a serious but stable condition,” NSW Ambulance said in a statement on Friday.
NSW Ambulance paramedic Erin Laughton told CNN’s affiliate 9News that the man was about three-and-a-half kilometers out to sea “waving his arm around” and “bobbing around in the water,” when he was found.
“He was wearing a life jacket, he was conscious, he was able to communicate with us, he was very cold, he was hypothermic and exhausted – he was absolutely exhausted,” she added.
The Australian Maritime Safety Authority (AMSA) said local officials told them earlier in the day the sailor had reportedly gone overboard the previous evening, about 8 kilometers southeast of Newcastle.
The authority said it had deployed water police and marine rescue units for the rescue, as well as two sea vessels and two helicopters.
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A seaman who fell off a cargo ship survived almost 20 hours at sea before being rescued off Australia’s southeastern coast on Friday, according to emergency services.
The man in his 30s drifted several kilometers in the open sea before he was pulled from the water by a recreational angler, local rescue authorities have said.
He had last been seen aboard Double Delight, a Singapore-flagged bulk carrier, at 11:30 p.m. on Thursday. Details on how he fell from the cargo ship are not immediately available.
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The ambulance service in New South Wales state responded to reports that a seaman had been found at 6:20 p.m. Friday, a spokesperson said. They added that it came from Boatrowers Reserve, near Blacksmiths Beach south of the city of Newcastle.
“The patient, a man in his 30s, was conscious, breathing and alert when assessed by NSW Ambulance paramedics and treated for suspected hypothermia before he was transported to John Hunter Hospital in a serious but stable condition,” NSW Ambulance said in a statement on Friday.
NSW Ambulance paramedic Erin Laughton told CNN’s affiliate 9News that the man was about three-and-a-half kilometers out to sea “waving his arm around” and “bobbing around in the water,” when he was found.
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Kate Winslet had a surprising ‘Titanic’ reunion while producing her latest film ‘Lee’
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Kate Winslet is sharing an anecdote about a “wonderful” encounter she recently had with someone from her star-making blockbuster film “Titanic.”
The Oscar winner was a guest on “The Graham Norton Show” this week, where she discussed her new film “Lee,” in which she plays the fashion model-turned-war photographer Lee Miller from the World War II era.
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Winslet recounted that while she had previously executive produced a number of her projects, “Lee” was the first movie where she served as a full-on producer. That required her involvement from “beginning to end,” including when the film was scored in post-production.
She explained to Norton that when she attended the recording of the film’s score in London, while looking at the 120-piece orchestra, she saw someone who looked mighty familiar to her.
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At one point, other musicians in the orchestra pointed to him while mouthing, “It’s him!” to her, and it continued to nag at Winslet, prompting her to wonder, “Am I related to this person? Who is this person?”
Finally, at the end of the day, the “Reader” star went in to where the orchestra was to meet the mystery violinist, and she was delighted to realize he was one of the violinists who played on the ill-fated Titanic ocean liner as it sank in James Cameron’s classic 1997 film.
“It was that guy!” Winslet exclaimed this week, later adding, “it was just wonderful” to see him again.
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“Lee” released in theaters in late September, and is available to rent or buy on AppleTV+ or Amazon Prime.
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Содержание статьи
• Проверка информации о компании «Эсперио»
• Не дайте мошенникам присвоить свои деньги!
• Адрес и стаж как признаки мошенничества Esperio
• Чарджбэк для возврата средств на карту
• Отзывы о «Эсперио»
• Схема развода «Эсперио»
• Заключение
На первый взгляд у компании приличный мультиязычный сайт, а также достаточное количество юридической и прочей информации. Однако стоит начать всерьёз проверять легенду «Эсперио» — как она начинает рассыпаться на глазах.
«Вся Правда» приглашает разобрать компанию по косточкам, заодно потренировавшись выводить подобных лжеброкеров на чистую воду.
Проверка информации о компании «Эсперио»
Кладезем базовых юридических данных являются документы и футер сайта, заполненный очень мелким, слепым шрифтом. Поэтому удобнее обращаться к разделу «Правовая информация», который сослали на третий уровень интернет-ресурса, в категорию «О компании».
Первое, что бросается в глаза в этой самой правовой информации, это отсутствие обоих ключевых для каждого брокера документов:
1. скан-копии свидетельства о регистрации,
2. бланка лицензии на брокерскую деятельность.
Это настораживающий фактор, который сразу понижает степень доверия к Esperio. А ключевые сведения будем выяснять самостоятельно, перепроверяя отрывочную информацию из футера официального сайта и из шапки клиентского соглашения.
Итак, заявлено, что сайтом управляет компания OFG Cap. Ltd с регистрацией на Сент-Винсент и Гренадинах. Это островное офшорное государство давно является прибежищем сомнительных компаний, которые покупают местную регистрацию по вполне доступной цене. Однако для этого нужно предпринять хотя бы минимальный набор действий и подать скромный пакет документов.
Не дайте мошенникам присвоить свои деньги!
Узнайте, как обезопасить свои финансы
Подробнее
Проверить, было ли это сделано на самом деле, легко. Достаточно на сервисе info-clipper или подобном агрегаторе юридических лиц разных стран мира выбрать интересующее государство и ввести название компании. Если результат не найден, значит, такого юрлица в стране не зарегистрировано. Показываем на скриншоте, что брокер лжёт о своей якобы материнской компании (хотя формулировка про управление сайтом не тянет даже на подобный статус). Компания Esperio на островах также не зарегистрирована.
Далее, у брокера обязана быть лицензия на данный вид деятельности. Её выдают финансовые государственные регуляторы: подробнее об этой системе полезно прочитать в соответствующей статье нашего блога. В островном офшоре есть собственный финансовый госрегулятор под названием Financial Services Authority. Самый надёжный и при этом простой способ проверки наличия лицензии следующий: зайти на официальный сайт регулятора и ввести название компании в поиск. Результат отрицательный: ни OFG Cap. Ltd, ни Esperio в FSA не лицензировались. Так что компания не имеет разрешения на финансовую деятельность даже в заявленной стране регистрации, которая, впрочем, тоже оказалась фейковой.
Впрочем, даже в случае легального оформления юрлица и лицензирования по месту регистрации этого недостаточно для работы в правовом поле Российской Федерации. Оказывать брокерские услуги в стране можно исключительно по лицензии Центробанка РФ. Российский регулятор, как и все его иностранные коллеги, призван способствовать прозрачности рынка и ведёт открытые реестры держателей своих допусков и чёрные списки. Поиск по реестрам на сайте ЦБ РФ показывает, что брокер Esperio ему знаком. Он загремел в чёрный список компаний с признаками нелегального профучастника рынка ценных бумаг. Этот корректный термин обозначает лохоброкера: всё-таки не полагается почтенному государственному регулятору такую терминологию использовать.
Обратите внимание на сайты, перечисленные на скриншоте из чёрного списка Центробанка РФ. Видно, что мошенники часто запускают зеркала своего сайта. Этому может быть только одна причина: их блокировка за мошенничество для российских пользователей, которые являются основной целевой аудиторией лжеброкеров.
На момент написания обзора провайдеры РФ пока не перекрыли доступ к. Однако, судя по активности лохоброкера, и эта мера не за горами.
Адрес и стаж как признаки мошенничества Esperio
В ходе проверки информации о компании «Вся Правда» также рекомендует пробивать заявленный на её интернет-ресурсе адрес. Хотя бы через поисковые системы и, особенно, через Гугл-карты. Такой простой метод позволяет отсечь вымышленные координаты, которыми часто прикрываются мошенники, а также полюбоваться на заявленные места головных офисов. Этот простой метод не подвёл и с «Эсперио».
В футере сайта, а также в шапке клиентского договора указан один и тот же адрес на Сент-Винсент и Гренадинах: First Floor, First St. Vincent Bank Ltd Building, James Street, Kingstown. Здание действительно существует, и оно напрямую связано с финансовой системой. Находится в нём ровно то, что мошенники не удосужились вычистить из адреса: First St. Vincent Bank Ltd Building. То есть главный банк страны.
Несмотря на миниатюрность учреждения в карликовом государстве, офшорный банк не бедствует и уж точно не докатился до сдачи в аренду первого этажа здания всяческим проходимцам. Банкам по любым протоколам безопасности запрещается делить помещения с любыми арендаторами, поскольку это создаёт дополнительную уязвимость.
2024年11月20日 01:26
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But at night, they serve as de-facto living rooms, especially for young Muslims who don’t go to clubs and bar. From New York to Dallas, especially during the late nights of Ramadan, the crowd overflows into the street and you often have to yell to be heard inside. Some young Muslims even venture to the coffee shops in hopes of finding a life partner.
Nowhere is this coffeehouse culture more pronounced, and celebrated, than in Dearborn, Michigan, a suburb of Detroit and home to one of the largest Arab American communities in the United States.
Downtown Dearborn is peppered with different Yemeni coffee houses, which Howell said helped revitalize the Detroit area after the city became the largest municipality go to bankrupt in 2013. And it’s only growing.
“It’s become sort of contagious,” Howell said. “Several Yemeni entrepreneurs are opening coffee houses of their own, each with its own sort of style and atmosphere.”
The coffee chains have big ambitions beyond Dearborn. Qahwah House hopes to open another 20 to 30 locations in the next year, spanning across 12 states and Canada, Alhasbani said. They are also licensed out, but Alhasbani says he sets a high standard before agreeing to let anyone open a shop.
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Another authentic Yemeni coffee chain, Haraz, also sees crowds of people throughout the day and night. They opened their first location in New York City last week — less than half a mile away from Qahwah House’s downtown Manhattan shop — and the franchisees plan to grow.
2024年11月15日 09:02
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A seaman who fell off a cargo ship survived almost 20 hours at sea before being rescued off Australia’s southeastern coast on Friday, according to emergency services.
The man in his 30s drifted several kilometers in the open sea before he was pulled from the water by a recreational angler, local rescue authorities have said.
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The ambulance service in New South Wales state responded to reports that a seaman had been found at 6:20 p.m. Friday, a spokesperson said. They added that it came from Boatrowers Reserve, near Blacksmiths Beach south of the city of Newcastle.
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The Australian Maritime Safety Authority (AMSA) said local officials told them earlier in the day the sailor had reportedly gone overboard the previous evening, about 8 kilometers southeast of Newcastle.
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2024年11月12日 10:12
Seaman rescued after more than 20 hours at sea off Australia’s east coast
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A seaman who fell off a cargo ship survived almost 20 hours at sea before being rescued off Australia’s southeastern coast on Friday, according to emergency services.
The man in his 30s drifted several kilometers in the open sea before he was pulled from the water by a recreational angler, local rescue authorities have said.
He had last been seen aboard Double Delight, a Singapore-flagged bulk carrier, at 11:30 p.m. on Thursday. Details on how he fell from the cargo ship are not immediately available.
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Seaman rescued after more than 20 hours at sea off Australia’s east coast
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A seaman who fell off a cargo ship survived almost 20 hours at sea before being rescued off Australia’s southeastern coast on Friday, according to emergency services.
The man in his 30s drifted several kilometers in the open sea before he was pulled from the water by a recreational angler, local rescue authorities have said.
He had last been seen aboard Double Delight, a Singapore-flagged bulk carrier, at 11:30 p.m. on Thursday. Details on how he fell from the cargo ship are not immediately available.
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“The patient, a man in his 30s, was conscious, breathing and alert when assessed by NSW Ambulance paramedics and treated for suspected hypothermia before he was transported to John Hunter Hospital in a serious but stable condition,” NSW Ambulance said in a statement on Friday.
NSW Ambulance paramedic Erin Laughton told CNN’s affiliate 9News that the man was about three-and-a-half kilometers out to sea “waving his arm around” and “bobbing around in the water,” when he was found.
“He was wearing a life jacket, he was conscious, he was able to communicate with us, he was very cold, he was hypothermic and exhausted – he was absolutely exhausted,” she added.
The Australian Maritime Safety Authority (AMSA) said local officials told them earlier in the day the sailor had reportedly gone overboard the previous evening, about 8 kilometers southeast of Newcastle.
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2024年11月12日 09:50
Kate Winslet had a surprising ‘Titanic’ reunion while producing her latest film ‘Lee’
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Kate Winslet is sharing an anecdote about a “wonderful” encounter she recently had with someone from her star-making blockbuster film “Titanic.”
The Oscar winner was a guest on “The Graham Norton Show” this week, where she discussed her new film “Lee,” in which she plays the fashion model-turned-war photographer Lee Miller from the World War II era.
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Winslet recounted that while she had previously executive produced a number of her projects, “Lee” was the first movie where she served as a full-on producer. That required her involvement from “beginning to end,” including when the film was scored in post-production.
She explained to Norton that when she attended the recording of the film’s score in London, while looking at the 120-piece orchestra, she saw someone who looked mighty familiar to her.
“I’m looking at this violinist and I thought, ‘I know that face!’” she said.
At one point, other musicians in the orchestra pointed to him while mouthing, “It’s him!” to her, and it continued to nag at Winslet, prompting her to wonder, “Am I related to this person? Who is this person?”
Finally, at the end of the day, the “Reader” star went in to where the orchestra was to meet the mystery violinist, and she was delighted to realize he was one of the violinists who played on the ill-fated Titanic ocean liner as it sank in James Cameron’s classic 1997 film.
“It was that guy!” Winslet exclaimed this week, later adding, “it was just wonderful” to see him again.
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“Lee” released in theaters in late September, and is available to rent or buy on AppleTV+ or Amazon Prime.